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Increasing Lending and Reducing Cost: Jingzhou actively resolve "difficult loaning" and "expensive loaning"
Updated: 2018-12-28 17:38:01

Yesterday, it is learned from the promotion meeting on the city's financial support for private enterprises that our city is based on the construction of the financial ecological environment leading the whole province, focusing on increasing lending and reducing costs around "difficult loaning" to provide strong support for private enterprises and SME sandmicro-enterprises to climb over the "high mountain of financing".

As of the end of November, the balance of deposits in local andforeign currencies of financial institutions in the city had reached RMB 315.35 billion, a year-on-year growth of 8.1%, ranking fourth,second in increment, and third in growth rate.The balance of loans in local and foreigncurrencies of the city's financial institutions was RMB 158.51 billion, a year-on-year growth of 17.04%, ranking third, and also the third in increment and first in growth rate among the province's cities and states. The loan-to-deposit ratio andthe new loan-to-deposit ratio of financial institutions in the whole cityincreased by 3.9 percentage points and 33.5 percentage points respectivelycompared with the same period of last year.

Increase investment tosolve the problem of "difficult laning".Asof theend of November, the loan balance of private enterprises in the city was RMB47.4billion, an increase of RMB 980 million from the beginning ofthe year, and 3,521 enterprises with loan balance,279 more than the beginning of the year, expanding by 8.6 %. The balance ofloans for small and micro enterprises in the whole city was RMB46billion, an increase of RMB 4.46 billion over the beginning ofthe year, and the number of enterprises with loan balances was 3,238, 286 more than the beginning ofthe year, expanding by 9.7 %.

Pay attention to"expensive loaning" and reducecosts.Since this year, various banks in Jingzhou have further cleaned up their fees,reduced fees and benefits for honest and trustworthy enterprises, andeffectively reduced the financial burden on small and micro enterprises. By theend of November, the average financing cost of the city's loan enterprises was 5.65%, declining by 18 basis points from the beginningof the year, including small and micro enterprises down 11 basis points andprivate enterprises drop 48 basis points.


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