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Jingzhou issued the first innovative points loan
Updated: 2023-08-04 19:56:31

Recently, Jingzhou Central Sub-branch of the People's Bank of China guided CITIC Bank Jingzhou Branch to successfully issue the first innovation point loan of 3 million yuan to an agricultural enterprise in our city.  It took less than a week from collecting customer information to issuing the loan.

It is understood that the innovative point loan product of the "Science and Technology Innovation Small and Micro Enterprise Scorecard" issued this time is to implement the "Implementation Measures for Innovation Point Loan Business of Science and Technology Innovation Enterprises in Hubei Province (Trial)", and to launch exclusive innovative financial products for technology-based small and micro enterprises.  CITIC Bank Jingzhou Branch has conducted research on the establishment period, financial indicators, operating revenue, intellectual property quantity, research and development investment of the shortlisted enterprise Ranking the innovation points system of enterprises in Hubei Province, and providing credit of 3 million yuan to enterprises and successfully achieving withdrawal.

In recent years, the Jingzhou Central Branch of the People’s Bank of China has thoroughly implemented the decision-making arrangements of the Party Central Committee and the State Council on supporting the development of science and technology innovation enterprises. The city's small and medium-sized technology-based small and medium-sized enterprises and high-tech enterprises have government-bank-enterprise docking activities. At the same time, they have compiled Jingzhou's financial benefit enterprise convenience service manual and an excerpt of financial assistance to corporate bailout policies, and established a credit service docking mechanism for Jingzhou's specialized and special new enterprises to guide more Financial resources are invested in the field of science and technology to broaden financing channels and reduce financing costs.

As of the end of March, the city's science and technology innovation enterprise loan balance was 15.107 billion yuan, an increase of 1.051 billion yuan over the same period last year, an increase of 7.4% from the previous month; as of the end of May, the city's manufacturing loan balance was 30.796 billion yuan, a year-on-year increase of 21.58%; medium and long-term manufacturing loans . The balance was 14.934 billion yuan, a year-on-year increase of 43.03%.

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